Paths to Homeownership
Build your down payment while you rent. Own your home in 12 months with zero closing costs.
Simple 4-step process
Qualify & Apply
Meet minimum credit and income requirements
Contribute a $5,000 Option Fee
We'll credit your existing security deposit toward this
Build Your Down Payment
Monthly credits accumulate to 3.5% down
Close & Own
$0 closing costs, become a homeowner
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3.5% down payment = $14,347 target
Last 2 Months Free
Make all monthly payments on time, and your last 2 months of rent are completely free. Up&Up credits $5,700 directly toward your down payment to help you reach the full 3.5%.
*All payment estimates are approximate and based on an average credit borrower. Actual rates and payments may vary depending on credit score, loan program, and lender terms. Contact us for a personalized quote.
Everything you need to know about the Lease-to-Purchase Program
A lease-to-purchase program lets you rent your home while building toward ownership. You pay a small option fee upfront and a modest monthly premium, and at the end of 12 months you have the right — but not the obligation — to purchase the home at today's locked-in price.
Ready to learn more? Fill out the form below and we'll call you at your preferred time.