Paths to Homeownership

12-Month Lease Purchase

Build your down payment while you rent. Own your home in 12 months with zero closing costs.

How It Works

Simple 4-step process

1

Qualify & Apply

Meet minimum credit and income requirements

2

Contribute a $5,000 Option Fee

We'll credit your existing security deposit toward this

3

Build Your Down Payment

Monthly credits accumulate to 3.5% down

4

Close & Own

$0 closing costs, become a homeowner

Program Benefits

Only +$300/mo over current rent
Last 2 months FREE with on-time payments
Full 3.5% down payment built in 12 months
Up&Up covers closing costs (up to $10,000)
Lock in today's purchase price

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Your Down Payment Growth

3.5% down payment = $14,347 target

Brookfield — $409,900
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  • Option Fee ($5,000)
  • Monthly Contributions
  • Last 2 Months Free

Last 2 Months Free

Make all monthly payments on time, and your last 2 months of rent are completely free. Up&Up credits $5,700 directly toward your down payment to help you reach the full 3.5%.

*All payment estimates are approximate and based on an average credit borrower. Actual rates and payments may vary depending on credit score, loan program, and lender terms. Contact us for a personalized quote.

Frequently Asked Questions

Everything you need to know about the Lease-to-Purchase Program

A lease-to-purchase program lets you rent your home while building toward ownership. You pay a small option fee upfront and a modest monthly premium, and at the end of 12 months you have the right — but not the obligation — to purchase the home at today's locked-in price.

Schedule a Consultation

Ready to learn more? Fill out the form below and we'll call you at your preferred time.

By submitting this form, you agree to be contacted by Up&Up at the number provided. You can also call us directly at (917) 593-9038